First of all, call Alipay’s 95188 number immediately and apply for emergency account freezing (you can also enter the Alipay APP, open Settings-Security Settings-Security Center, and select Quick Loss Report)

Secondly, immediately Apply for a backup Alipay account.

Third, as soon as you discover the problem, contact Alipay to apply for compensation. (Alipay will compensate you for your losses)

Huabei is very convenient to use, but it does have risks. And now that personal information is leaked online like a sieve, no one can guarantee that their account is absolutely safe. At the same time, even if you close Huabei, you can still open it with one click. So as long as the account is lost, various tragedies are inevitable. And Alipay not only contains your Huabei, but also your balance, credit card, etc., and even Tmall installment loans... If a problem does arise, it must be solved as soon as possible. The sooner, the smaller the loss.

It’s okay to have Huabei deducted for no apparent reason. The key thing is that it may affect your personal credit evaluation. And Huabei can actually cash out on WeChat platforms like Ant Huabei Recycling. Even if you don’t use it, you can’t get it cheaper, right? Regarding the situation of Huabei being stolen, the editor specifically consulted customer service.

Alipay’s response is that if your account is stolen, contact customer service within 24 hours. After verification, Alipay will exempt you from part of the stolen Huabei funds. In addition, your Alipay account will be frozen to ensure that losses will not expand.

Generally, Alipay is stolen mainly because identity information is leaked and the password is cracked by social engineering. Another possibility is that your mobile phone card has been secretly replaced. Since your Alipay is linked to the mobile phone card, if this happens, it means that your Alipay is undefended. The probability of this happening is very low, but there are many cases where it happens.

Of course, no matter what, if Alipay does not think you have been stolen, then you still have to repay the stolen Huabei yourself - it is not worth it to affect your credit for this money.

But there are risks everywhere now, and all we can do is try our best to avoid them. Relatively speaking, the probability of Alipay being stolen is still very low. And some of this is caused by fraud, such as the recently popular community text message fraud. In addition, there are many things bound to mobile phones nowadays, such as Alipay and bank numbers, so it is best to set them separately.