1. What is the credit card negotiation process?

First of all, our credit card must be overdue before we can enter the process of negotiating repayment with the bank. Therefore, if you have a plan to negotiate repayment, don't go to the loan or the minimum repayment amount easily.

Then we can call the credit card customer service of the issuing bank and tell the customer service our negotiation needs, and then the customer service will transfer us to a special negotiator.

Finally, we will tell the negotiators about ourselves, and the negotiators will send you a text message to submit the information after listening. We can upload the information needed by the negotiators according to the requirements of the negotiators and wait for the bank's audit. Just pass the audit.

If there is a business outlet nearby, you can also directly consult the staff of the business outlet about the overdue credit card.

2. What materials are needed for credit card negotiation?

First of all, you should prepare your own application for negotiation, clearly write down your overdue reasons, overdue amount and overdue card type, and submit it to the staff.

Then you need to prepare your own poverty certificate, on-the-job income certificate and a copy of your personal ID card. If it is related to epidemic prevention, it is also necessary to provide proof of epidemic prevention personnel, proof of admission or medical isolation, and proof of personnel who have no source of income temporarily due to the epidemic.

Generally speaking, these materials must be prepared, but some friends do not have these conditions. We can ask the staff in advance what materials they need to provide, and then supplement them.

3. What is the template for proving the difficulty of credit card negotiation?

1. The lender's information should be clearly written in the certificate of difficulty, with the name and ID number, and the name must be consistent with the name on the ID card. When writing a name, you can't alter it.

2. The official seal is required to prove the difficulty, but more than two official seals cannot appear in the official seal. Effective official seals include county civil affairs bureau, township people's government and civil affairs bureau. If it is a city resident, it can be the official seal of the neighborhood Committee community. However, it should be noted that the official seal of the villagers' committee or company unit is invalid.

This is the end of the template of credit card negotiation difficulty certificate that I want to share with you today. I hope you can read today's article, guide how to write the difficulty certificate, and let you successfully negotiate personalized staging.

If there are still unclear or new situations, it is suggested that you call directly for free consultation, so as to understand the communication cases and make detailed and targeted answers for you, so as to avoid incorrect answers due to incomplete information and poor communication.