Hello, you already have a credit card with a good credit record and no overdue credit. You can apply for a credit card again. If you apply for a card by card, you can apply for Bank of China Credit Card, Guangfa Credit Card, Shanghai Pudong Development Bank Credit Card, and Ping An Credit Card. Only these four banks support applying for a card by card.

Applying for a credit card means that the limit of your first credit card is not very high, but you keep swiping the card, and the amount swiped is more than 50% of the credit limit, and you pay back on time, and you have never been overdue. After half a year, You can apply for a credit card limit increase. After the limit is increased, you can apply for other bank credit cards, and the limit will naturally be very high.

To apply for a card by card, you do not need proof of income. You only need to show a credit card that has been used for more than six months (must be in good standing), provide a copy of the card and your ID card, fill in the credit card application form, and submit it. handle. The limit given is generally generous and will not be lower than the limit of your first credit card.

When applying for a credit card using a credit card, you must go to the bank’s business hall to apply. When going to the bank business hall to apply, you should pay attention to several aspects:

First: Bring necessary documents, such as ID card, credit card, social security card, and local real estate certificate. Sometimes, even if you can't apply for a credit card with a credit card, you can still apply for it with your own documents.

Second: Tell the bank staff in time, and the bank staff will provide relevant form filling and other services.

Third: In the next few days and within half a month, keep mobile phone calls open. Wait for official news or phone calls from the bank. If you have not received official news yet, you can call official customer service for consultation.