What kind of bank card is visa?
VISA is the largest credit card and traveler's check organization in the world. It mainly issues credit cards, just like our UnionPay organization, but it also issues savings cards. Bank cards with the visa logo on the cards issued in China are usually credit cards, which are jointly issued by banks and visa international organizations.
Card organizations mainly provide inter-bank transaction clearing for major banks, so as to realize the interconnection between banking systems, and then enable bank cards to be used across banks, regions and countries. However, bank cards are not issued separately, but are issued with the logo of card organization in cooperation with major banks.
All credit cards with the visa logo can be used by merchants who cooperate with visa all over the world. Generally speaking, the principle is the same as that of UnionPay, except that UnionPay only covers China.
Credit cards with visa logo can usually implement dual currency for one card. China's dual currency includes RMB and USD. Puka generally has several different grades, such as gold card, platinum card and unlimited card.
credit card
Visa provides a rich credit card product platform for its financial institution customers, which can meet all kinds of payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized points reward system, emergency card replacement, travel assistance and car rental insurance, which can help card issuers improve customer loyalty and utilization.
debit card
Visa provides a wealth of consumer debit card products for consumers in different regions and at different consumption levels. Visa debit card allows consumers to control the funds in their accounts through electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa debit cards are divided into four brands-Visa, Visa electronic, Interlink and PLUS.
prepaid card
Visa also provides a wide range of prepaid card products, allowing financial institutions to provide consumers with prepaid card products that can be recharged. For consumers who have not yet opened an account in a bank, Visa prepaid card solution is a safer and more convenient choice than cash and checks. The government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits. Visa also provides prepaid gift cards, which can be used by any merchant who accepts Visa debit card products. Prepaid products better meet the needs of global travelers and provide them with electricity.