Legal analysis: Properly tilt the credit policy, flexibly adjust the repayment arrangement of personal credit such as housing mortgage and credit card, and reasonably postpone the repayment period.

Legal basis: Notice on Further Strengthening Financial Support to Prevent and Control novel coronavirus (1) Maintain reasonable and sufficient liquidity. The People's Bank of China continues to strengthen the expected guidance, provide sufficient liquidity through various monetary policy tools such as open market operations, standing loan facilities, refinancing and rediscounting, and maintain a reasonable and sufficient liquidity in the financial market and a stable operation of interest rates in the money market. Branches of the People's Bank of China will appropriately increase the assessment tolerance of deposit reserve in the second half of 5438+2020 10 for financial institutions affected by the adjustment of the Spring Festival holiday. Guide financial institutions to increase credit supply to support the real economy and promote the reasonable growth of money and credit.