It should also be noted that it is best to provide as much economic income information as possible during the application process to prove that you have enough ability to repay on time (the bank flow provided should not be less than twice the monthly mortgage repayment).
If you have certain assets under your name, you can also provide supplementary assets and financial proof materials such as deposit certificate and automobile driving license.
In addition, you can also find a person with good credit to guarantee your mortgage and increase the chances of successful loan.
After the mortgage enters the approval process, it is best not to use credit cards for the time being, especially not to brush a lot of credit cards; It is also recommended not to apply for other loans until the mortgage is successfully handled.
By docking third-party big data risk control platforms, such as "Zhiyi Big Data" and Sesame Credit, online loan users can check their credit qualifications. Zhiyi Big Data has established data cooperation with more than 98% online lending institutions in the market, and the query results are relatively accurate and intuitive, and various indicator data can also be obtained; In most loan platforms, the blacklist data of online loans are shared, so it is very important to maintain your own online loan credit, otherwise you may lose a good credit record.
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How do individuals withdraw housing provident fund?
If an individual wants to withdraw the balance in the housing provident fund account, the employee shall first apply to the unit for withdrawing the housing provident fund, and the unit shall issue an application form for withdrawing the housing provident fund after verification, and affix the official seal of the unit, which shall be signed by the employee for confirmation.
Then, the employee will apply to the local housing provident fund management center with the application form and personal ID card, and the management center will review it after accepting it, and inform the employee of the audit results.
Employees who have been approved to withdraw can only show their ID cards and the Application Form for Withdrawal of Housing Provident Fund approved by the Provident Fund Management Center, and then go to the bank's housing provident fund business to handle the withdrawal.