Pay off the arrears and liquidated damages. The list of overdue credit card cancellation lawsuits refers to overdue credit cards that have not been repaid for a long time and are sued by the bank to which the credit card belongs. Overdue credit cards are civil cases, which means that the bank will withdraw the lawsuit if the user pays off the debt and liquidated damages. Overdue credit card means that the credit card user fails to repay the loan on the repayment date specified by the bank. If the credit card is overdue, it will affect the individual's credit score in the bank and have a negative impact on future loans.