Folk: maximum interest 1 month, 1 ten thousand yuan, 1.80 yuan, 6 1.080 yuan.
2. How much is a bank personal loan of 60,000 yuan?
The personal loan of the bank was 60,000 yuan, and finally it was returned to about 70,400 yuan. According to relevant information, the loan amount is 60,000 yuan, the loan term is 3 years, and the loan interest rate is 6.55% annually, so the final repayment amount is about 70,400 yuan, of which the monthly principal and interest to be repaid is about 1.964 yuan, and the total interest is about 1.400 yuan.
Three, the bank unsecured personal loan of 60 thousand yuan to pay off the monthly payment in three years?
Hello, the loan is based on the loan amount, execution interest rate, loan term and repayment method. It is impossible to calculate the actual monthly payment only by the loan amount.
If you want to calculate the monthly information for reference, please open the following link: /CmbWebPubInfo/Cal_Lohnl=dkjsq. Try to use the benchmark interest rate of the current loan to calculate the monthly payment. (You can view information such as monthly payment, monthly payment principal, amount and total repayment).
How much does it cost to repay the loan after 46 thousand years?
If the loan interest rate is the current benchmark interest rate for three years, the repayment method is equal principal and interest: monthly repayment 136+0 yuan. The accumulated interest is 6 103.58 yuan, and the accumulated repayment amount is 66 103.58 yuan. If the repayment method is average capital, the monthly repayment principal is 1 666.67 yuan, and the interest decreases month by month. The interest of the first repayment is 320.00 yuan, the accumulated interest is 5920.00 yuan, and the total repayment is 65920.00 yuan.
At the same time, the loan and credit card operation stages are different, and the approval process is also different. If there is a higher credit card, the process will be simpler than the loan, but if the interest and handling fee are charged in installments, the cost of the credit card will be higher and the comprehensive interest rate will be much higher than the loan interest rate.
Each bank will handle credit cards differently, and generally need a copy of ID card and proof of income. But you'd better go to the bank counter to avoid being cheated.