1. Some banks will charge a handling fee for the overpayment of cash withdrawal, of which the handling fee of Agricultural Bank of China is 65438+ 0% of the cash withdrawal amount, the handling fee of Xingye and Ping An is 0.5%, and the peers of China Industrial and Commercial Bank, Construction Bank, Transportation Bank, People's Livelihood Bank and China Everbright Bank are exempt from handling fees;

2. The overpayment is accumulated on the credit line, which will be used first when spending by credit card;

3. Overpayment will not generate deposit interest in your card.