1. The annual fee for the first year is directly waived for the Bank of Communications credit card, and the annual fee for the next year is waived for swiping the card for 6 times (unlimited amount). Online payment is included in the number of annual fee-free credit cards.

The first year of all bank credit cards refers to 12 months after issuance, not the natural year.

For credit cards issued in June+February, 2007, the first year ended in June, 2008+June, 2008+10/0,365,438+0.

2. If the card is not activated or swiped for the number of times required by the issuing bank in the first year, the annual fee will be charged in the13rd month.