Guangdong Development Bank handles two credit cards by default, one of which is the main card and the other is the auxiliary card. Both cards are under the same account name, and the accounts are universal. Guangfa smart card is an IQ-themed credit card, which is divided into two types: general card and gold card. There are two kinds of new smart cards of Guangfa, namely, general card and gold card. The general card quota of smart cards of Guangfa Credit Card is generally between 3, yuan and 8, yuan, and the gold card quota is generally between 8, yuan and 5, yuan. The specific approval quota depends on the personal qualification of the cardholder. The better the personal qualification, the higher the quota. The main feature of this type of card is to enjoy a lot of bonus points and cash back.

annual fee of Guangfa Smart Card: annual fee is exempted in the first year of card opening, and annual fee is exempted in the following year if you swipe your card for 6 times or more.

Features of Guangfa Smart Card

You can enjoy 2 times points if you swipe your card for a single amount of RMB 3 yuan. (If the single amount is less than RMB 3 yuan, you can still enjoy 1 time of points)

You can enjoy 5 times of points if you successfully handle the interest-free installment of "Yangyangxing" or "Caizhijin".

repayment method

network

1, Tenpay online inter-bank transfer repayment

2, our online bank transfer repayment

3, Kuaiqian online inter-bank transfer repayment

4, Alipay online inter-bank transfer repayment

5, interbank online bank transfer repayment

automatic transfer

1, Guangfa Li. Self-service repayment of convenience stores

3, self-service equipment transfer repayment of our bank

4, self-service terminal transfer repayment of UnionPay "Xinfutong"

1, intra-bank telephone transfer

2, cross-bank telephone repayment

3, SMS repayment

1, and cross-bank agent repayment of "Repayment Link" <

4. Counter repayment

Annual fee standard

Guangfa RMB general card: the annual fee of the main card is 4 yuan RMB/year, and the supplementary card is 3 yuan RMB/year.

Guangfa RMB gold card: the annual fee of the main card is 8 yuan RMB/year, and the supplementary card is 48 yuan RMB/year.

Capka with Guangfa Dual Currency: the annual fee of the main card is RMB/year in 9 yuan, and the supplementary card is RMB/year in 45 yuan.

Gold card with Guangfa Dual Currency: the annual fee of the main card is RMB/year in 26 yuan, and the supplementary card is RMB/year in 13 yuan.