hello, if our credit card fails to return the minimum repayment of the bill in time before the due repayment date, it will charge a late fee and interest, and it will affect the cardholder's personal credit.

5% of the unpaid minimum amount will be charged for the overdue fine, and RMB1 yuan or USD1 yuan will be charged as the minimum. Interest means that all the consumption in the current period will be collected from the bookkeeping date (usually the day after consumption), with a daily interest rate of five ten thousandths until you pay it off in full.

In order to avoid affecting personal credit, it is recommended that you pay back on time. If it is inconvenient to pay off the bill in full, please pay off at least the minimum repayment amount on time.