My sister owes 50,000 yuan to her credit card and is unable to pay it back. Will the bank force her relatives to help her pay it back? Will her relatives be held legally responsible?

The bank will not force others to repay it for her.

There are relevant instructions on the back of the credit card form. It is recommended to find a blank form and read it.

And from a legal perspective, personal credit card debt is a personal matter, and family members are not jointly and severally liable for repayment. However, according to traditional axioms, it is still necessary.

Will Ping An Bank continue to charge interest and late fees for bad credit card debts? Or stay at the amount queried by the People's Bank of China Credit Information Center?

Is there any danger of credit card overdraft?

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