College student cards include Peony Student Card issued by Industrial and Commercial Bank of China, Longka Student Card issued by China Construction Bank, Youka Card issued by China Agricultural Bank, Young Card issued by China Merchants Bank, Fantasy Card issued by Guangdong Development Bank, I Card issued by China CITIC Bank and Campus Edition of China Merchants League of Heroes Credit Card.
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Instructions for card use:
First, timely repayment. After using a credit card to overdraw, you should repay in full before the repayment date stipulated by the bank. Otherwise it will affect personal credit.
Second, the security card. The card loss should be reported to the issuing bank immediately.
Third, check the accounts carefully. The issuing bank issues a bill to the cardholder every month, and records the cardholder's monthly consumption, cash withdrawal and repayment in detail.
Fourth, limit the cards. Each credit card has a credit limit set by the bank according to the credit situation of the cardholder. After the credit card limit reaches the credit card limit, the cardholder can still use the credit card to spend or withdraw cash. In this case, all purchases this month will no longer enjoy interest-free treatment, and banks will also charge extra fees. The standard of overcharge is usually 5% of the excess credit limit.
Baidu encyclopedia-college student credit card