Credit cards all have limit limits, but in the field of credit cards, there are actually some specific types of credit cards that are known as "unlimited credit cards." So what are the credit cards with unlimited limits now? Interested friends, let’s take a look!

What are the credit cards with unlimited limits?

High-end VIP credit cards: High-end VIP credit cards Usually issued by internationally renowned banks or financial institutions, such as American Express's black card, etc. This type of credit card offers privileges and benefits to high-net-worth customers and often has a higher credit limit.

Exclusive private banking customer credit cards: Some private banks will launch exclusive private banking customer credit cards for specific customer groups, which are different in business scope and services from credit cards used by ordinary individual consumers. This type of credit card will provide more personalized services and credit limits, and is usually targeted at high-net-worth customers.

Commercial financial credit cards: Commercial financial credit cards are credit card products launched for corporate or commercial users. Compared with individual consumer credit cards, larger transactions and fund flows are often required to be processed in the commercial finance sector. Therefore, these commercial financial credit cards usually have higher credit limits and can meet the needs of enterprises in terms of business activities.

Unlimited credit cards designed for specific groups: In addition to the above types, there are also unlimited credit cards exclusive to specific groups. For example, cards with privileges for doctors, lawyers, government officials, etc. or exclusive cards for celebrities. These specific groups usually have stable high income and good social status, so they can enjoy higher limit and more flexible credit card services.

Conditions for applying for unlimited overdraft credit cards

Most banks do not accept applications for unlimited cards from customers. The bank proactively sends an invitation letter, and the customer only receives the invitation letter from the bank. Can apply. Customers with unlimited cards must have an annual income of more than several hundred thousand yuan and a certain amount of assets in the bank. They are also required to have a good credit record. The private banking financial manager of the Sichuan Branch of the Bank of Communications revealed that the standard for Bank of Communications to apply for an unlimited card is that the customer's financial assets reach more than 8 million yuan.