First, RMB payment is universal at home and abroad, all foreign currency transactions (including consumption and withdrawal) are converted into RMB, and no currency exchange fee is charged for cross-border transactions. The cardholder only needs to repay the arrears in RMB according to the bill, which reduces the payment cost of the cardholder;
Second, cross-border preferential business circle services, cardholders can enjoy discounts or shopping gifts from UnionPay preferential merchants and Internet preferential merchants in Hong Kong, Macao and Taiwan, and can participate in exclusive promotional activities for overseas merchants carried out by UnionPay;
The third is the global high insurance coverage, including aviation accident insurance, flight and baggage delay insurance and overseas card loss protection and other high insurance coverage services;
Fourth, platinum card customers can also enjoy preferential services such as VIP lounge, airport pick-up and drop-off, fast customs clearance at designated airports in Hong Kong, Macao and Taiwan, as well as high-end business travel booking services such as UnionPay Zunshang Platinum Secretary.