One of them is an additional card with a limited credit limit or a debit card

Introduction:

1. Credit cards are divided into credit cards and quasi-loans. There are two types of debit cards, which have the characteristics of providing settlement services, facilitating shopping and consumption, and enhancing a sense of security; simplifying payment procedures, saving social labor; promoting product sales, and stimulating social demand. A credit card is a special credit card issued by a bank or other financial institution to those with good credit status. It is a special card used for shopping and consumption at designated merchants, or for depositing and withdrawing cash at designated banking institutions.

2. Credit status: According to the credit status, status and other credit status of the cardholder, it can be divided into ordinary cards and gold cards.

Ordinary cards: Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold card: Gold card is a high-end credit card that pays high membership fees and enjoys special benefits.

Cards are issued to those with high credit, strong repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.