Can tax be avoided if the year-end bonus is paid to a credit card?
Never send it to a credit card. When withdrawing cash with a credit card, no matter whether it is extra money (overpayment), there will be a handling fee. If it is sent to the card, you'd better use the card to spend it at the end of the year. Award, this will save money.
What should I do if the teacher uses my bank card to avoid taxes?
Solution: According to the reason for freezing, take your ID card and bank card to the bank counter to perform relevant unfreezing services. Reasons why the bank card is frozen:
1. The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has had abnormal transactions, such as malicious cash out, forged information, continuous incorrect passwords, etc. Bank cards may be frozen by the bank.
2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.
3. The bank card is a debit card. If it is frozen,
1. It is frozen by mistake, which means that the bank mistakenly transferred more money to the depositor's account during the transaction. Then the bank may freeze the excess part.
2. It is a judicial freezing. According to the relevant provisions of the law, the judicial authority can apply to the bank to freeze the bank card due to the needs of handling the case. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours.
5. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.
6. If a bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card.
The tax avoidance consequences of lending your bank card to others to make payments
Legal analysis: Lending your bank card to others to make payments may be a violation of the law. Bank regulations stipulate that all credit and debit cards can only be used by yourself. If you lend your card to others, you will be responsible for any consequences. If that person has committed a crime, such as drug trafficking, drug smuggling, etc., or has made money with others, the public security officers will definitely trace him through his ID card and bank card.
Legal basis: Article 28 of the "Measures for the Administration of Bank Card Business" When an individual applies for a bank card (except stored-value cards), he or she shall provide the card-issuing bank with his or her valid identity document specified by the public security department. After the bank passes the examination, it will open a registered account; any unit that opens a basic deposit account at a financial institution in China must apply for an unit card with the account opening license issued by the People's Bank of China; bank cards and their accounts can only be issued by the bank. It is for personal use only by the cardholder approved by the bank and is not allowed to be rented or lent.
Lending someone else’s bank card to avoid taxes, he said it would not be illegal. Will I be held responsible if something goes wrong?
My personal suggestion is not to lend your bank card to others for use. After all, although it is promised that it will not break the law, there is no way for individuals to control the actual situation. Once others use the bank card to conduct illegal transactions, it is easy to This creates a passive situation for oneself. If a friend uses a bank card to conduct illegal transactions, he will be considered a criminal if he is caught by the public security organs.
1. Lending a bank card to others is a violation of the national bank card management regulations
According to the regulations of the People's Bank of China on the management of bank cards, any person who holds a credit card personally and The bank card should guarantee to the card issuer that it is only for personal use. The bank card is a card approved by the bank for personal use. Although an individual has the right to dispose of it, he cannot violate the regulations and use the card and personal documents by others. This is a violation. If the card is used by others, it is illegal. If the card is lent to others and others use the bank card to sell or participate in crimes without the individual's knowledge, in this case, the person who provides the bank card and certificate will be a criminal and needs to bear joint liability.
2. No matter what the other party’s reasons are, you cannot lend your bank card to others
Some people feel embarrassed because their friends borrow bank cards from them. If you lend your bank card to others without permission, it will be okay if they use it properly. However, if you sublet or even sell the card to others during use, it will be very risky for others to use the bank card to make illegal profits after getting the bank card. It may cause illegal incidents to occur and bring joint and several liability to individuals.
3. Once there is a problem with the card, you need to bear serious criminal liability
The country has recently been very strict in cracking down on anti-fraud. The Ministry of Public Security and the banking industry have launched a card cancellation operation because the elements are very rampant. , transfer and divert money by buying and renting other people's bank cards. If your personal bank card is used by others for illegal profit-making, it is very likely to bring serious criminal joint liability to yourself.
From the above aspects, try not to lend your personal bank card to others.
What are the advantages of BOC Innovation Park’s credit card products?
Advantages of BOC Innovation Park credit card products:
1. Application functions:
In addition to basic functional applications, personalized information can be written into the corporate IC credit card chip , which facilitates card use and identification in the park, and supports fast payment functions for canteens, canteens, supermarkets, and shuttle buses in the park; at the same time, as an identity authentication carrier, it supports attendance, access control, elevator control, and library record management functions.
2. Subsidy issuance card:
Employee welfare subsidies, labor insurance, etc. can be issued through corporate IC credit cards. The specific methods are as follows:
(1) Subsidy first and then consumption model:
Bank of China provides employee park IC card consumption data, and the enterprise calculates the subsidy amount for each employee in accordance with the subsidy rules, and Transfer the subsidy payment details and check to the branch, and the branch will complete the batch transfer. Relevant subsidy funds will be credited in batches to employees' IC card re-registration accounts the next day, and employees can use the amount by re-registering with their cards.
(2) Consumption first, subsidy later model:
After employees pay small amounts with their cards or use credit card overdrafts, Bank of China will provide detailed data on employee consumption transactions at specific merchants at specific times; specific Scope merchants issue the park’s IC card consumption summary amount and invoices, and the company subsidizes employees in full based on this (since the seller issues invoices, the company can record the cost in accounting), which can achieve a certain degree of tax avoidance. In the future, the head office will add the reporting function of specific card transaction details for specific merchants.
Warm reminder: The preferential rights and interests will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.
The above content is for your reference, please refer to actual business regulations.
Can customers use credit cards to transfer funds to company accounts? If yes, how will the handling fee be charged? Do I need to calculate additional business tax?
Credit cards cannot be transferred. This is equivalent to the handling fee for withdrawing cash with your bank card. It seems to be 1% of the cash withdrawal amount and a minimum of 10 yuan. Of course, the customer will also have to pay interest. You can install a POS machine. Nowadays, there are many private ones that can also avoid taxes
This is the introduction of credit card tax avoidance.