There are two situations for overdue repayment of credit cards. One is that credit cards generally have a three-day grace period after the repayment date. Repayment within the grace period is deemed to be repayment on time, so there are no late fees and interest. .

Another situation where a credit card is overdue is that if the monthly repayment amount is less than the minimum repayment amount stipulated by the bank, it is considered overdue. In this case, the daily interest is calculated at 0.05%. In addition, Late payment fees, credit card late payment fees are generally 5% of the unpaid portion of the minimum repayment, calculated and charged monthly.

So it is best not to overdue the loan and hope that the landlord can repay it on time.

I hope my answer can help the original poster!