1. Consumers choose goods and decide prices;
2. The merchant inputs the commodity information into the Pos machine to determine the transaction amount;
3. The consumer inserts the credit card into the Pos machine;
4. Number four. Pos will read the credit card information, and consumers need to enter a password to confirm;
5. The bank verifies the credit card to determine whether the account has enough balance or credit limit;
6. The bank confirms that the payment is successful and transfers the money to the merchant's collection account;
7. The merchant confirms the successful payment on the Pos machine and gives the goods to the consumer.