This depends on your transaction type.

Not all consumption transactions have points. Most online payments don't have points, and there are also wholesale, school, hospital, car and house purchases, etc. that don't give points. There is a special announcement on the CCB website listing the categories of merchants that do not count points. You can search on the CCB website. The basic points are 1 point for every RMB 1 spent. Cardholders who use the China Construction Bank Dragon Card credit card can accumulate points by swiping the card at hotels, hotels, restaurants, entertainment, department stores, and other retail stores; when handling merchant installment and mail-order installment payments, they can obtain the total principal amount of the installment in one go Equal points.