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I want to apply for the credit card universal fund business of Shanghai Pudong Development Bank, 12 for 26,000 yuan. How much should I pay back every month?
The monthly repayment of the principal is 26,000 yuan/12 = 2166.67 yuan, unchanged. If the handling fee is charged at 0.74% per period, each period is 26,000 * 0.74% =192.4, so it is 2 166.67 per month. After the 12 period, the total handling fee is 2308.8 yuan for the bank to earn.
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