credit card is a form of loan. Credit card is a kind of similar small loan that banks give to high-quality customers. That is, it can be used first and then returned, overdrawn and recycled. More differences are as follows.

1. Different carriers

Literally, it is not difficult to see that credit card loans are based on the credit card platform to carry out credit card installment or cash advance business; The credit loan is a loan fund that is attached to the full trust of the borrower's qualification.

2. The loan amount is different

It is difficult for many card friends to break through the 2,-yuan credit card limit, and even they can't get rid of the four-digit "curse". If they want to borrow money for travel, car purchase and decoration, it seems that they are somewhat stretched. In contrast, credit loans are natural and graceful, and the amount is mostly about 1 times of personal monthly income. As long as your monthly income exceeds 2, yuan, the amount of credit loans can easily exceed that of credit cards.

3. The loan period is different

Generally speaking, credit cards are mainly short-term, and the longest period is only 24 periods, that is, two years, while credit loans have laid a long-distance running route, and the longest period can reach five years.