Once known as "one card goes to the world", everyone sought after it. With the wave after wave of coquettish operations to raise the threshold and reduce the rights and interests, PUFA AE Xiaobai finally made the old customers chilling and the new customers unattainable.

It is said that the current entry threshold is 125W W, but compared with the rights that have been seriously shrunk, this entry condition seems a bit pitted.

For Longteng's PP, 5 times points are lowered, and the upper limit of mileage is lowered. The AE white value of Pufa has long been different.

The magic card is no longer available. 20 19 which credit cards are worth handling in the first half of the year?

I recommend five popular high-end cards to you, which may make up for some vacancies in Pufa AE Xiaobai's rights and interests.

The first paragraph: Pufa Meiyun Super Platinum

Since it is confusing to run AE White at a high threshold, it is better to simply take American Express Super Platinum in one step.

This card has a high threshold. In the first-and second-tier cities where high-net-worth customers are concentrated, the threshold for moving bricks has reached 800W W W. Whether you can send 500W depends on other qualifications and luck. But in some third-tier cities, the application threshold is not that high. A friend has a meat test and can successfully get off the card by moving 375W bricks.

It can be said that the rights and interests that AE Xiaobai once owned, such as super platinum, are even more valuable.

Main rights and interests:

(1) global unlimited PP card, which can carry 3 people for free;

(2) If the mileage is changed on the basis of 10: 1, you can add 10 times integral to Alipay;

(Maximum mileage of integral)

(Alipay 10 times integral)

(3) Free stay in a four-night star hotel or a two-night senior hotel;

(4)8 domestic airport transfers +4 overseas airport transfers 100 yuan;

(5) Star-rated hotels exercise for free 10 times a month;

(6) 30 million aviation accident insurance and 5,000 yuan travel inconvenience insurance;

(7) If 2019 reaches the standard in consumption abroad, the credit card of 10% will be returned, with a maximum of 3,000 yuan per month;

(8) Buy one get one free buffet in star hotels.

……

Pufa Meiyun Super Platinum can be said to be a powerful upgraded version of AE White, with good mileage exchange ratio and upper limit. PP card, hotel occupancy right, pick-up and drop-off machine, fitness right of star hotel, very practical.

Most importantly, you don't have to worry about the annual fee of super platinum. Annual fee of main card 1 10,000/year. If you spend 600,000 yuan in the first year or apply for 600,000 installments in the first year, you can avoid the annual fee in the first year, and you can deduct the annual fee with 600,000 points in the second year.

Note: The above annual fee-free policy for the first year is only for new households. If you already have AE white and want to move the brick to ultra white, the annual fee of 1 0,000 is inevitable. The solution is to cancel the account and apply for a new account one year later (sour and refreshing ~).

The second picture: CITIC Yi Xiaobai

Citic Easy is considered as the best mileage card at present. First, there is a blessing of 9 times points, and the exchange rate is very good. 5W Yawan+15W The mileage limit of other airlines is also kind. The most important thing is that the threshold of this card is not high, the holding cost is relatively low, and 60,000 points are exchanged for annual fees.

Main rights and interests:

(1) enjoy 9 times points for moving bricks;

(You can buy CITIC Wealth Management)

(2) 1000 yuan /2-hour flight delay insurance+high aviation accident insurance;

(3) Domestic cash withdrawal and transfer are free of handling fees.

Precautions for playing cards:

(1) can be redeemed for 200,000 miles every year, including 50,000 miles in Asia and 654.38+0.5 million in domestic airlines, with a basic redemption ratio of 25: 1, so it needs 200,000 * 25 = 5,000,000 points at most every year. According to the score of 9 times, you can get the upper limit of 46300 yuan per month on average.

(2) Fast payment is uncertain whether there are points, so try to choose offline credit card transactions;

(3) Because it is a double account for borrowing and lending, we should pay attention to repayment. If you repay through other channels, such as transferring money from other banks, you must confirm that it is a credit card account, otherwise it will be easy to enter the wrong account and lead to overdue.

Third: Phoenix Platinum Card of Beijing Rural Commercial Bank

This card is placed in the third place, mainly because the comprehensive price is relatively high.

The card has the rights and interests of regular airport VIP room and green channel service for medical treatment. In addition, the rights and interests of physical fitness are also eye-catching. Friends who want the right to exercise can consider this card.

Main rights and interests:

(1)8 Airport VIP room service, Longteng;

(2) Green channel service for 3 times of medical treatment;

(3) Designated sports facilities and services for 8 times;

(4) Birthday gifts, mainly grain gift boxes, cake cards and flowers;

(5)72-hour card loss guarantee

This card has almost no threshold, and it is simple to hold and has no brain brush. The first year is free of annual fee, and the second year is free of annual fee if the card is over 60 thousand.

Current offer: From now until March 3, 2009, 2065438, the accumulated point consumption will reach 2000 yuan (inclusive) or the accumulated amount of installment transactions will reach 1000 yuan. You will refuel in 500 yuan at Beijing Sinopec in the month of swiping your card and return to 50 yuan to refuel in the next month.

Fourth: Sun Diamond Card of Guangzhou Rural Commercial Bank

This card appeared in the article "Unpopular Card". Although it is a small credit card, it is very sincere. I hope you noticed.

In terms of rights and interests, the rights and interests of business travel are still very comprehensive. It is quite appropriate to add more points and change the mileage ratio.

Main rights and interests:

(1) The proportion of mileage redemption points is low.

The ratio of airlines (45 1 1) to travel agencies (4722) is 5: 1, while the ratio of other domestic businesses is 7: 1, which is a simple, rude and sincere ratio; Accumulate up to10,000 (inclusive) flight miles per month;

(2) Airport VIP room

Relatively stingy, I only give it to Longteng members. If I spend more than 10000 yuan a month, I can get 1 Longteng points for free, which can be used in the VIP room of high-speed rail or in the VIP room of the airport.

(3)300 yuan /3-hour flight delay insurance, with a maximum annual payment of 1.200 yuan; 100000 aviation accident insurance, etc.

Although it holds the title of diamond card, the cost of handling the card is not high. The annual fee of the main card is 5,000 yuan, and the consumption within 60 days after the card is approved 1000 yuan is exempted in the first year, and the consumption of credit card exceeding 50,000 yuan in the second year is exempted.

Fifth: Bank of Shanghai Platinum Card

This card is also very cost-effective. Although there are no mileage points, other rights and interests are relatively in place.

Main rights and interests:

(1) Give 12 the right to travel, which can be exchanged for corresponding services;

(2) Give 6 points of airport VIP room rights, which can be exchanged for corresponding services;

(3) Give away 12 points of sports rights and interests, which can be exchanged for corresponding services.

Annual card fee 1250 yuan/year. You can apply for a reduction or exemption.