Shopping in Suning.cn can support online installment and bill installment (only credit card installment is supported). The specific process is as follows:

First, online staging

At present, the online installment banks and installment rates opened in Suning.cn are shown in the following table:

Due to different regions and time periods, the installment rate of banks will be different. The above data are for reference only. For details, please consult the latest installment interest rate of the bank. The actual implementation is subject to the latest interest rate of the bank.

If you want to buy goods by installments, please choose the installment payment method when placing an order. After the payment on the bank page is successful, the bank only deducts the installment amount in the first period, and deducts the corresponding installment amount every month in the later period. When online installment payment is used, the order is valid within 24 hours, and the overdue system will automatically cancel it. In order to ensure that every customer has a fair buying opportunity, the website does not provide price and inventory protection until you actually pay the full amount. When the price and inventory change due to factory price adjustment, end of promotion, snapping up, etc., the payment time shall prevail.

Two. Bill installment payment

After the payment is successful, you can call the payment bank you use to apply for bill installment. According to the requirements of the bank's customer service staff, you can complete the bill installment after telling the relevant information.

At present, the contact information and installment rates of various banks are shown in the following table:

Tip: Due to different regions and time periods, the promotion intensity of banks will be different. The above data are for reference only. Specifically, you can consult the bank customer service when applying for post-staging, and learn about the staging matters at that time, subject to the staging rate consulted at that time. In addition: Minsheng Bank can only pay a maximum of 50,000 yuan.

Calculation formula of installment payment: repayment amount per installment = commodity payment amount/number of installments+commodity payment amount * installment interest rate.

Online installment: direct online installment through our online banking payment gateway.

Bill installment: refers to calling the bank to apply for installment payment after the credit card payment is successful.