1. Aged between 18 and 65 years old, with full capacity for civil conduct;
2. Have a formal job, not a student;
3. If the annual income before tax reaches 24,000 yuan, you can apply for an ordinary card; If the annual income before tax reaches 80,000 yuan, you can apply for a gold card.
Your monthly salary is 25,000 yuan, which meets the requirements for applying for the Bank of Communications Gold Card, and the credit card you used before has no overdue and bad credit records, which can be used as a good credit reference and financial proof. You can directly handle the card business, which is convenient and fast, saving a lot of trouble. I wish you an early success in your card business.