Can Alipay use credit card to transfer funds?

Credit cards cannot transfer funds to other banks. Alipay bound to a credit card cannot be used for transfer payment, it can only be used for shopping.

According to relevant regulations, in order to combat the online cashing out of credit cards, the channel for using credit cards to recharge Alipay has been closed since February 2012. Alipay stated that online credit card consumption also includes quick payment, online banking, etc., so it will not Too much influence.

Alipay transfer needs to select the available balance, such as Alipay balance, bank card bound to quick payment (need to have balance), online banking payment (need to have balance), you can also recharge Alipay balance first and then transfer.

The process of transferring money to Alipay account through mobile Alipay:

1. Log in to Alipay on mobile phone and click on transfer;

2. The transfer page displays the latest transfer information of the account Transaction object, click on the avatar to transfer money directly to the object, or click to transfer to Alipay account and fill in the payee account;

3. Fill in the payee account and click Next;

4. Fill in the transfer amount, select the payment method, and click to confirm the transfer;

5. Enter the payment password, click Pay, and complete the transfer;

6. After the transfer is successful, the result page is displayed. Click the Done button on the results page and jump to the conversation page after clicking it.

Extended information

Charging standards for transfers to bank cards

In order to continue to improve Alipay’s service capabilities and provide you with more high-quality services, in October 2016 Starting from the 12th, the charging rules for transfers to cards (including personal and other people’s cards) are as follows:

1. Multiple Alipay real-name accounts under the same ID card can enjoy a basic free limit of 20,000 yuan for life (including transfers) To withdraw cash from your bank card or account balance), after the limit is exceeded, a service fee of 0.1% will be charged on the excess amount, with a minimum of 0.1 yuan/transaction.

2. There is currently no basic free limit for non-real-name accounts. A service fee of 0.1% of the amount transferred to the card will be charged, with a minimum of 0.1 yuan/transaction. In order to provide you with better services, it is recommended that you complete the real-name authentication as soon as possible.

Warm reminder:

1. After your basic free quota is used up, real-name users can use Ant points to redeem free quota on mobile Alipay.

2. There is no charge for transferring funds to your Alipay account via mobile phone, repaying your own credit card, and transferring money from the Yu'E Bao page to a bank card.

3. Starting from October 12th, Yu’E Bao payment will not be supported when transferring funds to the card on the computer. However, Yu’E Bao payment will be charged when transferring money to the card on the mobile phone.