Banks will refer to the nature of the landlord's work when approving (private enterprises, state-owned enterprises, high-risk industries, such as KTV, etc.). ), income, social security, provident fund, individual tax, personal assets (real estate, automobile products, CCB time deposit certificates, etc. , all time deposits are helpful for handling cards), credit (whether it is overdue, whether it holds multiple bank credit cards at the same time, debt ratio, etc. ) and educational background.
In terms of approval time, it is generally 20-25 working days, which is about one month. You can select "Application Progress Inquiry" on the homepage of CCB Credit Card website, and enter your ID card information to inquire about the card processing progress.