After the cardholder is overdue, the bank will first notify the cardholder to make repayment. If the cardholder doesn't answer the phone or disappears, he will definitely call the police. If the amount owed is more than 50,000 yuan, and the cardholder is overdue for 3 months, the bank will make two consecutive collections, and the cardholder will be investigated for criminal responsibility.

Under normal circumstances, institutions will not call the police casually. If the cardholder is overdue for a long time, he refuses to answer the phone at the bank and disappears for a long time. The purpose of the organization is to recover the principal owed, so this method has to be used.

You should be responsible for your actions when you do anything. If you dare to overdraw your consumption, you must be brave enough to bear it. You have no choice to escape. Escaping can solve a temporary problem, but you can't always feel at ease. Only when you pay off your debts will you feel at ease.

If the arrears are overdue for a long time, they will not only be prosecuted by the court, but also be classified as "untrustworthy executors", that is, the blacklist will affect personal travel, flying, high-speed rail, staying in hotels, high consumption, children's inability to study by themselves, and being a director, supervisor and legal person.

As long as the cardholder pays off the overdue debt immediately, five years later is a new beginning! Cherish credit, stay away from overdue, and be a person with credit.