Credit cards can be restored after cancellation.
Credit card cancellation will take effect one month or 45 days from the registration date. If the user needs to use the card within 3 months, it can be reactivated. In other words, after the credit card is cancelled, the account is frozen. If you want to continue using it, you need to reactivate the credit card. After cancellation, as long as the cardholder applies for it within a certain period and passes the bank assessment, the old card can be used again.
What are the methods for canceling a credit card account?
1. Cancel the account by phone. Cardholders can call the bank's customer service hotline, verify their identity and then transfer to manual service to cancel their credit card account;
2. Cancel the account at an outlet. Cardholders can bring their ID card and credit card to the card-issuing bank branch, and then cancel their credit card account at the counter.
It should be noted that canceling a credit card account will cancel the credit card account. After cancellation, there is no possibility of restoring your credit card. If you choose to cancel your credit card, your credit card account will still be there, and you can restore the credit card later.
What are the main methods of credit card activation?
1. Branch activation:
Card holders can bring their ID card and credit card to the branch of the card-issuing bank and report to work Personnel apply to activate a credit card, then fill out the form and submit the information to the staff. After approval, it can be activated.
2. Customer service phone activation:
Card holders can call the customer service phone number of the credit card center. After being connected, follow the prompts to transfer to manual service, and then apply to the staff to activate the card and provide the credit card Card number, ID number and other personal information and complete identity verification can be successfully activated.
3. Online banking activation:
Card holders can log in to the issuing bank’s online banking to activate their credit card. Taking the ICBC credit card as an example, after logging into ICBC personal online banking, go to the personal account Select "Peony Card Enable" in "Bank Card Service", click to enter the interface, then follow the prompts to enter your credit card number, card validity period, name, ID number and other relevant information, click the "Confirm" button, and finally set the credit card password and confirm You can activate the ICBC credit card.
Operating environment: Apple 12 mobile phone, ios14 system, Industrial and Commercial Bank of China version 6.1.1.0.0
Common reasons for credit card activation failure are as follows:
1. Information verification does not comply. If the basic information you provided when applying for a credit card has changed, it will naturally not be consistent with the previous information during activation. It is recommended that if the information does not match, call the bank to explain the situation and make changes.
2. The credit card has expired. If your credit card has not been used for a long time and has expired, the card will be useless and you must replace it with a new card to activate it.
3. Not eligible for online activation. Some bank credit cards stipulate that online application for a new card must be activated at a bank outlet and cannot be activated online.
4. The credit card is authentic. If you apply for a credit card through a street salesperson or through formal channels, you must first verify the authenticity of your card. Generally, if the information is invalid after calling the phone to verify the information, it proves that the card may be fake.