Current location - Trademark Inquiry Complete Network - Overdue credit card - After the credit card is activated but not canceled, will it affect the credit record?
After the credit card is activated but not canceled, will it affect the credit record?

As long as there are no outstanding balances on the card for a long time, it will be fine. The annual fee is generally waived for consumption. If there is no consumption, the bank will charge a certain annual fee, which varies from bank to bank! Credit cards generally have an expiration date, most of which are 3 to 5 years. Generally, banks will send information to customers about a month in advance to ask whether the customer needs to continue to use their bank's credit card. If the customer agrees, it will be replaced free of charge. ! Your mobile phone number has been changed. The bank may not have contacted you and cannot change it for you in time. As long as there is no outstanding balance on the card at that time, it will have no impact on your credit record. It is recommended that you go to the People's Bank of China tomorrow and print out your credit report. The above It will be displayed in detail. If you don’t understand, send me a message