After the debt is paid off, call the credit card center of China Construction Bank, select manual service, and then tell the staff that you have paid off the debt and explain the reasons, indicating that you want to continue using the credit card and request to unfreeze it. Generally, thawing can be completed in three to seven days. If successful, you can spend normally in less than three days.
After unfreezing the credit card and maintaining a good and continuous consumption record for 24 months, update your credit record, so that it will not be affected when applying for other credit cards or applying for car loans and mortgages in the future.
Extended data:
Credit cards are also called debit cards. It is a non-cash transaction payment method and a simple credit service.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
There is no need to pay cash for credit card consumption, and the bill will be repaid on the same day.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
References:
China Construction Bank Credit Card-Baidu Encyclopedia