Is it possible to take CCB personal online loan? Has anyone successfully obtained an online loan?
Online loans are different from traditional loan methods. Online loans do not require waiting and save a lot of trouble. Therefore, online loans are now very popular. So, is CCB personal online loan okay? Has anyone successfully obtained an online loan?
Is CCB personal online loan available?
If you can get a loan from China Construction Bank online, you can apply for a loan on the official website of China Construction Bank. Among them, the application conditions for CCB personal online loans are: you must have a fixed income, and it depends on your salary details; you must be 18-50 years old and repay the loan before the age of 65; if the loan is used for business or car purchase, you must have a guarantor and mortgage; No bad credit history. The monthly payment shall not be higher than 50% of the family’s salary income.
In addition, the application process for CCB personal online loans is as follows:
(1) Log in to CCB online banking, and then click on personal online banking to log in.
(2) Fill in the ID number and password, and enter the correct verification code to log in to personal online banking.
(3) Click the personal loan button, click I want a loan, and you can choose between ordinary loans and quick loans, depending on your needs.
(4) Approval and signing: Real-time online approval and obtaining the loan result. After online confirmation, follow the webpage prompts to sign the contract online or at the corresponding lending institution.
(5) Loan use: After signing the contract, you can pay for orders at any domestic e-commerce, POS card payment and online bank transfer.
(6) Interest calculation rules: From the date of loan issuance, loan interest will be calculated and charged based on the actual number of days the loan is used and the interest rate agreed in the contract. No interest will be calculated if the loan is not used.
(7) Loan repayment: through personal online banking, ATM self-service repayment, or at the CCB counter.
Has anyone successfully obtained an online loan?
At present, the Internet is developing rapidly, and more and more online lending institutions or companies have appeared on the website. Most of them follow legal procedures. However, I advise you to try your best not to borrow money online. After all, there are so many scammers now, let alone online.
Is it possible to take CCB personal online loan? Has anyone successfully obtained an online loan? Regarding the question of whether CCB personal online loans are available and how online loans are, the above content has provided relevant introductions and explanations. I hope it will be helpful to everyone.
How to apply for CCB Quick Loan
1. Open the CCB client on your mobile phone desktop.
2. Then, click where the arrow in the upper left corner of the page points.
3. Next, click Login to log in to your personal account.
4. After logging in, click on the small and micro quick loan pointed by the arrow on the home page.
5. On the page that appears, click Apply Now.
6. After the application is approved, you can check your credit limit.
Notes
1. Cardholders should carefully read and agree to the "Long Card Credit Card Cash Installment Business Terms" before handling the cash installment business. When the cardholder applies for the Long Card credit card cash installment business, it means that he has clearly understood and agreed to abide by the relevant cash installment agreement terms.
2. Cash installment can only be applied by principal cardholders of CCB Long Card credit cards (except commercial cards).
3. The maximum cash installment application amount shall not exceed the cardholder’s available cash advance limit and the cumulative amount shall not exceed RMB 50,000. The portion of the limit increased due to overpayment and the temporary limit cannot be applied for cash installment.
4. The cardholder has successfully applied for cash installment. If he applies for early repayment, he must repay all remaining principals and handling fees in one go. The handling fees collected will not be refunded.
5. Cardholders should use the funds obtained through cash installments in accordance with the purposes agreed with CCB, including household durable goods consumption, travel consumption, home decoration, student assistance and further study, medical care, etc., and shall not be used for Production, operation, investment and other non-consumption fields (including but not limited to house purchases, stocks, futures and other equity investments).
Otherwise, CCB has the right to require the cardholder to repay all remaining cash installment arrears in advance, including but not limited to principal, handling fees, interest, repayment penalty, and all other repayable amounts.
6. The details of the "Long Card Credit Card Cash Installment Business Agreement Terms" shall be published on the China Construction Bank website. Other matters not mentioned shall be subject to the laws and regulations of the People's Republic of China, financial industry policies, The China Construction Bank Dragon Card Credit Card Articles, Collection Agreement and related industry practices shall be implemented.