Influence.

1. Impact on approval: The credit limit of a credit card is too high, which causes banks to believe that the financial status is too dependent on credit card consumption when reviewing car loan applications, thus affecting car loan approval.

2. The application is rejected: When applying for a car loan, the bank will consider the repayment ability. If the credit card credit limit has taken up most of the credit limit, the bank will think that the debt is too high and cannot bear the additional loan. car loan debt, resulting in the car loan application being rejected.