The conditions for applying for an Agricultural Bank of China credit card:

1. Credit card from other banks

First of all, we need to have a credit card from another bank. This credit card is ours A stepping stone to apply for a new card. With this card, everyone can apply as needed.

2. Credit record

Cardholders generally need to use the original credit card for more than 6 months, and there are no bad records such as expected or malicious overdrafts during your use.

3. Credit limit

The average credit limit of your existing credit cards is not less than 5,000 yuan. Why is this? Generally, there are several main reasons why your credit limit is small. : Personal credit is not good, repayment ability is limited, and application information is incomplete. Banks will only give you a small credit limit if they think you are a greater risk. In order to avoid risks, other banks are certainly unwilling to approve credit cards for you.

Under normal circumstances, when applying for a credit card business, the cardholder can use the original credit card as proof of financial resources and present the original ID card. In this way, on the basis of the original cardholder holding the card, Apply for a credit card at another bank. For some banks, if you want to apply for a card by card, you may also be required to submit a copy of your ID card, a copy of your credit card, proof of financial resources and other relevant information. Since the cardholder has used a credit card before, when applying for a new card, it will be easier for the bank to review it and the card will be released faster.