If the CCB Long Card credit card is not activated, there is no annual fee for the first year, but if it is not activated the following year, an annual fee will be charged. If you really don’t want to use it, it is recommended that you call the bank’s credit card center to cancel the card to avoid unnecessary trouble.

As long as there is no outstanding balance in your credit card account, you can use a China Telecom or China Netcom landline phone to call the Credit Card Center’s 24-hour domestic toll-free service hotline 8008200588 (redirect to manual) or 95533 (redirect to the Credit Card Center) to handle the card cancellation business. Customer service staff will handle the card cancellation procedure for you after verifying your personal information and account information. There is no handling fee for card cancellation.

Car cards and business cards are never exempt from annual fees, and the Yao Ming Card is not exempt from annual fees in the first year. Annual fees will be charged even if the card is not opened. All other CCB cards are free of annual fees in the first year, and swiping the card three times is free of annual fees in the following year.