The deposit time is usually the next day. The credit card credit date is not the day the card is swiped. Generally, the credit card will be credited after the merchant completes the settlement.
1; Bank of Communications (English name Bank of Communications, referred to as BCM, Chinese name referred to as Bank of Communications) was founded in 1908. It is one of the six largest banks in China, one of the oldest banks in China, and one of the oldest banks in modern times. One of China's note-issuing banks. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 2005 and successfully listed on the Shanghai Stock Exchange in May 2007.
2; Bank of Communications is one of China's major financial service providers. The group's business scope covers commercial banking, securities, trust, financial leasing, fund management, insurance, offshore financial services, etc. Bank of Communications has 235 domestic branches, including 30 provincial branches, 7 directly affiliated branches, and 199 provincial branches. It has branches in 239 prefecture-level and above cities and 158 counties or county-level cities*** nationwide. 3,270 business outlets; it has 7 non-bank subsidiaries, including wholly-owned subsidiaries BoCom Leasing, BoCom Insurance, and BoCom Investment, and holding subsidiaries BoCom Fund, BoCom Guosen, BoCom Life, and BoCom International . In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the joint largest shareholder of Tibet Bank. It has strategically invested in Hainan Bank and controls 4 rural banks.
Three; In July 2019, the 2019 Fortune Global 500 was released: ranking 150th. Ranked 18th on the list of the top 100 Chinese enterprises under the "One Belt, One Road" initiative. In December 2019, it was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. In March 2020, it was selected into the top 500 most valuable global brands.
Bank of Communications’ personal business includes: savings deposits, personal loans, foreign exchange services, financial planning, investment services, insurance services, convenience services, wealth management, private banking and other services.
Four; The company's business includes: banking engineering, tax payment, cash management, asset custody (securities investment fund custody, national social security fund asset custody, insurance fund custody business, securities dealer collective/directional asset management plan Custody, enterprise annuity custody, international custody, trust fund custody, private equity fund custody, etc.), investment banking and financing business (accounts receivable transfer, guarantee business, loan commitment letter, credit certificate, buyer or agreement interest-paying note discount business , commercial bill discounting, foreign government loan on-lending business, local and foreign currency fixed asset loans, export tax refund account custody loans, legal person account overdrafts, local and foreign currency working capital loans, interbank credit asset buyout business and interbank credit asset repurchase business).
Five; small business user services include: loan application, one-stop entrepreneurship, business development, Zhuoye one-stop, investment and financing, tax financing, science and loan, hand-in-hand and Huinongtong and other services . International business includes: He-Interbank Services, Tong-International Business Services, Hui-Foreign Exchange Financial Services and Bao-Foreign Exchange Transaction Services, etc.