The bank does not charge an annual fee for the Guangdong Hot Gou Longxing Sihai Gold Card if it is not activated. If activated, the annual fee is 160 yuan, and 3 transactions per year (no limit on amount) can also be exempted. As for the Yidai Card, there is no annual fee regardless of whether you activate it or not. In addition, if it is not activated, you can call the bank customer service hotline to cancel the card, but personally I feel that both cards are pretty good

The Longxing Sihailong Card, in addition to the basic functions of a credit card, also has the Yangcheng Transportation Card function, there is also a dedicated Longxing Sihai Card APP to obtain surrounding preferential information

The feature of Yidai Card is: the consumption amount of the current bill will be automatically amortized on the bill date, and it will be repaid monthly according to the agreed number of installments. The amount does not include overpayments, cash withdrawal transactions, installment transactions and expense transactions, such as interest and various handling fees (such as credit card account management fees, installment handling fees, withdrawal handling fees, late payment fees, over-limit service fees and others Credit card charges), Yidai Card provides 3, 6, 12, and 24 installments (the installment fee is 0.5% of the total installment amount charged for each installment, which is slightly lower than CCB consumption installment and bill installment) , you can choose by yourself, among which 12 periods is the default number of periods when issuing the card.