How to repay with a credit card

The credit card repayment method is as follows:

1. Repayment at the bank counter: Go to the counter of the issuing bank of the credit card to make repayment and inform Bank tellers can make repayments by credit card, but you need to prepare cash;

2. ATM repayment: go to the ATM machine of the credit card issuing bank to perform savings operations, and you need to prepare sufficient cash;

3. Online bank repayment: Find a savings card with a sufficient balance and online banking, and transfer the money to the credit card account with the same bank or across banks for repayment. A small service fee will be deducted for the inter-bank transfer operation;

4. Associated savings card repayment: Generally, when applying for a credit card, bank staff will ask if they can apply for a savings card from the same company, associate the savings card with the credit card, and set the deduction date. As long as the savings card has sufficient assets, the bank will automatically start from Transfer money from your debit card to pay off your credit card, so you don't have to worry about overdue credit card repayments.

Notes on credit card installment payments:

1. Before taking an installment loan, you must read the contract clearly, especially the interest and default clauses;

2. Pay attention to the contract Some of the services here are optional and you can choose according to your own situation;

3. The installment fee is often directly related to the number of phases, so you should choose the most appropriate number of phases according to your own situation;

4. Remember the monthly repayment date clearly to avoid liquidated damages or bad credit records due to overdue repayment;

5. See clearly the conditions for early repayment and understand the fees and charges in advance. calculate.

How to pay off credit card repayments?

There are three specific repayment methods:

1. You can use Alipay’s automatic deduction function to deposit funds to Alipay in advance. The system will automatically debit a few days before the credit card repayment date. Debit to credit card for repayment.

2. You can log in to the official website of the bank where the credit card account is opened, select Personal Business-Credit Card Repayment Settings, and use our bank's debit card to repay.

3. Deposit into your credit card account through bank branches or cash machines and it will be automatically deducted.

Credit card repayment

Introduction:

Credit card repayment refers to when the cardholder’s credit card consumption reaches the final repayment date, in order to ensure that the cardholder With a good credit record, the repayment amount will be brushed out and the funds will be returned to the bank. Although the biggest feature of a credit card is its overdraft function, it actually constitutes a loan relationship between the customer and the bank. Failure to repay when due may not only result in legal consequences, but also bear high penalties and interest, and most importantly, may cause Bad records.

Repayment process:

1. Log in to the ATM repayment homepage of the account opening bank and click on credit card repayment;

2. Fill in the credit card repayment information: follow the prompts , select the credit card issuing bank, enter credit, cardholder name, monthly repayment date, repayment amount and contact information and confirm;

4. Complete the payment in the transfer-out debit card online banking: follow Tip, use other bank’s debit card to complete the payment through online banking;

5. The repayment is completed, the transaction is inquired, and the receipt is printed.

How to repay by credit card

The methods of repaying by credit card are:

1. Repay by depositing at an outlet:

Card holders can Bring cash and credit card to the business outlet of the card-issuing bank, submit a repayment application to the staff, and then with their help, deposit the current balance into the credit card to complete the repayment.

2. Automatic repayment by binding a card:

Card holders can bind their credit card to a savings card of the same company, and then deposit it into the savings card before the repayment date of each period. For some cash, just wait for the bank to automatically deduct the money.

3. Online banking transfer and repayment:

Cardholders can log in to the official website of the card issuer, then find the entrance to the credit card center, log in to their personal credit card online banking account, and repay on time in the corresponding repayment option. Just pay.

4. Third-party platform repayment:

Cardholders can repay their credit cards on third-party platforms such as WeChat, Alipay, and UnionPay QuickPass and follow the prompts.