Many banks have introduced credit card bill installment services to allow cardholders to ease their repayment pressure through installments, and Shanghai Pudong Development Bank is no exception. However, you can’t just split your Shanghai Pudong Development Credit Card bill installments if you want. Some cardholders ignored some precautions when applying for installments, and as a result, their applications were rejected by the bank. So what should I do if my application for Pudong Development Credit Card Bill Installment fails? Why can't it be done in installments? Let’s find out together below. After using a Pudong Development Bank credit card for large purchases, if you cannot repay in full, you can repay in bill installments. However, this bill installment cannot be divided just as you want. If you fail to do one, it will easily fail, or you may find that you cannot apply for installment at all. Generally speaking, the main reasons for the failure of Shanghai Pudong Development Bank Credit Card Bill Installment Application are as follows:

1. Applicants who do not meet the installment requirements must hold the main personal credit card of Shanghai Pudong Development Bank, and the card status is normal and there is no overdue bad credit, etc. In other words, the supplementary card cannot apply for bill installment alone. It must be done by the main cardholder. If your credit card has been overdue, you probably cannot apply for installment.

2. The application time is wrong. Many cardholders want to make installments as soon as the bills come out, but they find that they cannot do so because the time is wrong. The Pudong Development Bank credit card bill installment can only be processed during the period from the day after the bill date to the next bill date. Naturally, installments cannot be processed outside the processing time.

3. The installment amount is incorrect. There are two main points in this installment amount, one is the starting amount of the installment, and the other is the maximum installment amount. The installment amount of a Pudong Development Credit Card bill must be more than 500 yuan before it can be applied for, and the total installment amount cannot exceed 95% of the current bill amount. That is to say, if the current bill amount is 1,000 yuan, you can only apply for a bill installment of 950 yuan at most.

4. Incorrect transaction types: Cash advance transactions, various fees, free installment business, mail order installment business, real estate transactions, pre-authorized transactions and other transactions specified by Pudong Development Credit Card Center cannot be installmentd. The above is the relevant introduction of "What to do if the bill installment application for Pudong Development Bank Credit Card fails". In short, if you find that your Pudong Development Bank Credit Card cannot apply for bill installment, it is recommended to compare the above four reasons to find out where the requirements are not met. If you have any questions, you can call the 24-hour customer service hotline of the Credit Card Center at 400-820-8788 to consult customer service.