My China CITIC Bank credit card has been open for four months, so why can’t I pay for bill installments?

CITIC Bank's application for installment needs to be reviewed

1. Generally, only customers with good credit card usage can get installment. On the contrary, some customers with bad credit card usage will not be eligible for installment. Qualified.

CITIC Bank can generally apply for bill installment if it meets the conditions.

(1) Cardholders meet the conditions for bill installment processing; (Except for business card and foreign cardholders, supplementary card customers can apply for it on their behalf by the main cardholder)

(2 ) The installment amount of the cardholder's bill for the current month is 200 yuan and above; (except for transactions that cannot apply for bill installment)

(3) The maximum amount for which the cardholder applies for bill installment shall not exceed the current bill amount of 95.

2. Credit card installment must ensure that your credit limit is greater than your shopping limit, and there is no extension of debt;

3. Bank credit card installment applications are limited by the minimum amount. There is no way to make installments below this amount.

If you encounter problems with credit card installments, it is recommended to call the bank service hotline for consultation.

CITIC Bank Credit Card Center: 4008895558

CITIC Bank Customer Center: 95558

Extended information:

Introduction to CITIC Bank Credit Card Bill Installment Payment :

The interest-free installment payment service for bills provides cardholders with an interest-free installment service for repaying the current bill amount. After paying a certain handling fee, the cardholder can repay up to the current bill amount. 90 will be made in installments according to the number of installments applied by the cardholder and will be repaid in equal amounts starting from the next billing cycle, without the need to pay interest due to incomplete repayment.

Application amount: no more than 90% of the unpaid portion of the consumer transaction amount that has been issued in RMB, with a minimum of RMB800.

Application time: Submit an application within the time interval between the current bill date and three working days before the due repayment date.