The employment prospect of audit post is still very good, but it also bears the corresponding risks. The following are some functions of the credit card audit post, which may be different for each bank. Let's make a reference:
1. Adjust the credit scoring standard in time according to the relevant regulations of the People's Bank of China, the bank's credit policies at different stages, credit standards and changes in market demand;
2, according to the provisions of the authority management, responsible for the evaluation of the applicant's information and credit records within the scope of authority, to determine whether to approve the card issuance and credit line, the senior approver is responsible for reviewing the audit opinions of the lower approvers and proposing amendments;
3. The preliminary examiner is responsible for reviewing whether the basic information of the application is complete and clear, and making suggestions on whether the card can be issued or not;
4. The auditor is responsible for strictly reviewing the information and materials on the application, and proposing whether to issue the card and the basic credit line with reference to the credit verification results; For applications beyond the scope of authority, according to the applicant's information, put forward whether to issue cards and the suggested amount to the final judges.