ICBC is easier to use for today’s young people. Most of today’s young people have just entered society and have many financial inconveniences. Using a credit card to withdraw cash is a good choice. ICBC’s credit card is a local bank. There is no handling fee.

Industrial and Commercial Bank of China 08 Olympics Theme Credit Card

Hotline: 95588

Annual fee-free policy: Standard Card Gold Card 5 The annual fee for the main card and supplementary card is waived for one time or RMB 5,000 (the annual fee will be charged when the card is held for one year. If the annual fee exemption conditions are met within one year, the annual fee will be automatically waived)

Cash withdrawal fee: local The bank charges no handling fee for cash withdrawals. Cash withdrawals from other places are charged at 1% of the amount, with a minimum of 1 yuan, 1 Hong Kong dollar, 1 US dollar, or 1 euro. The maximum amount is 50 yuan or 50 Hong Kong dollars, 10 US dollars, or 10 euros (including domestic and overseas).

Maximum interest-free period: 56 days

Multiple account management: most cards have independent limits and independent repayments

Domestic online payment: you need to go to the bank first The counter is open. The single transaction and daily limits for U-shield customers are the maximum limit of the credit card; the total cumulative limit for customers who register static passwords at the counter is 300 yuan, whichever is lower, or the limit of the credit card itself; the single transaction limit for electronic banking password card customers is 1,000 yuan, whichever is the limit of the credit card itself. Low, the single-day limit is 5,000 yuan or the limit of the credit card itself, whichever is lower

International cards have a separate switch for overseas online payment (AE cards do not have this switch) and do not rely on ICBC’s online banking

Instalment business: Supports interest-free installments (3, 6, 12) for non-specific merchants. After spending more than 600 yuan in RMB, 600 Hong Kong dollars, 100 US dollars, and 100 euros, you can apply for free installments (3, 6, 9, 12, 18, 24 installments) by phone. Each installment will have different procedures depending on the number of installments. Fee

Billing date: The last day of each month is the billing date and cannot be changed

Card type: regular card, gold card, platinum card (limit is usually more than 50,000 yuan) , the limit range of regular card and gold card is not clearly defined

Currency: RMB, RMB/USD, RMB/EUR, RMB/HKD

Special reminder: The card has its own place of ownership. And it cannot be changed currently. You can only cancel the card and apply again