Card charging standard:?

1, annual fee standard

The annual fee for domestic ordinary cards is 50 yuan, gold card 100 yuan; Ordinary card fee of international dual-currency card 100 yuan, Gold Card 200 yuan; Business ordinary card 200 yuan, Golden Card 400 yuan; Platinum card 2000 yuan; The annual fee of all supplementary cards is half of the annual fee of the main card. ?

2. Free annual fee policy

The annual fee of ICBC is charged after the first use, that is, one year after the account is opened. As long as you pay 5,5000 yuan (3 student cards or 3,000 yuan, Platinum Card10.6 million points free of annual fee or 200,000 free of annual fee) in this year, you will be exempted from the annual fee of that year. At the same time, ICBC does not charge an annual fee for opening credit cards. ?

3. ICBC's policy of permanent annual fee exemption for credit cards: Platinum cardholders can spend a total of RMB 4 million, and can be permanently exempted from paying the annual fee for the main card and the auxiliary card. For individual cardholders of gold and ordinary cards,

If there is no bad credit record, and the cardholder has continuously held various credit cards of ICBC for more than 10 years (including 10 years) since the implementation date of these Measures, the cardholder may be granted a permanent annual fee-free discount for the main and secondary cards in an account. In addition, ICBC does not charge an annual fee for opening credit cards.

Extended data:

The use of ICBC credit cards:?

1, installment payment?

The installment payment of ICBC credit card means that when the cardholder uses the credit card to make a large amount of consumption, ICBC will pay the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deduct the consumption funds through the cardholder's credit card account in stages according to the cardholder's application.

The business that the cardholder repays monthly according to the amount recorded in the account. Most domestic banks have credit card installment business, and installment payment is generally divided into POS installment, "mail order installment" and billing installment through the Internet and mail according to different occasions.

2. Integral rule?

Every consumption of 1 yuan is 1 minute, consumption of 1 Hong Kong dollar is 1 minute, and consumption of 1 dollar is 8 points, excluding the shortage of 1 yuan. The following transactions do not accumulate points: wholesale transactions: such as tobacco, beer, building materials wholesale, computer mall, etc.

3. Transfer transactions

Such as loan deduction, automatic transfer of water and electricity charges, transfer transaction of purchasing securities or funds, insurance withholding, etc. Professional transactions: such as hospital payment, provident fund payment, tax payment, school payment, insurance payment, real estate sales, car sales, online transactions, auction pawn, etc. Stored value transactions: such as fuel card recharge, telephone charge recharge, prepaid recharge, etc. Other transactions that should not accumulate points will not accumulate points. ?

4. The standard Peony Dual-currency Credit Card is charged at 5% of the outstanding minimum amount, with a minimum of 1 RMB or 1 HK$ or 1 Euro and a maximum of HK$ 500 or 1 Euro in 500 yuan.

Peony RMB credit card: 5% of the minimum repayment amount has not been paid. The lowest is 1 yuan, and the highest is 500 yuan. The late payment fee for ICBC's credit card is charged on a monthly basis, and the proportion charged each time is 5% of the outstanding minimum repayment amount.

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