Hello, the installment interest rate of ICBC credit card (the lowest in China) is as follows:

3: 1.03%, 6: 1.8%, 9: 2.75%, 12: 3.58%, 18: 5.36%, 24: 7.05%.

You can apply for installment payment every time you spend money in 600 yuan by credit card.

12 yuan applies for installment payment for one year 10000 yuan, the handling fee is 358 yuan, and the handling fee is interest, and no interest is charged.

The installment fee rate for applying for cash installment amount (minimum 600 yuan) is as follows:

Phase iii 1.34%, phase vi 18 6.83%, phase ix 12 4.35%, phase vi186.83% and phase iv/8.99%.

The handling fee for applying for cash installment 10000 yuan a year 12 installment is 435 yuan, and the handling fee is interest, and no additional interest is charged.

I hope my answer can help you. You can also call the customer service phone of the bank for consultation.