Credit cards can be used to make the down payment for buying a house, but you need to pay attention to the following things when paying the down payment with a credit card: 1. Since the down payment for buying a house is generally large, it will require multiple credit cards to meet the payment needs. 2. If the credit card limit itself is not enough, you can apply to adjust the temporary limit. The scope of temporary limit adjustment for each bank's credit card is different. Some banks can adjust the limit according to 100%, while others can only increase it by 80%. After applying for a temporary limit and paying the down payment by swiping the card, the cardholder needs to pay off the temporary limit in one go before the current repayment date, and cannot pay it in installments. 3. Once the down payment for a house is paid with a credit card, the refund will take a long time. Therefore, you should pay attention to the distance between the credit card payment date and the due repayment date. Do not overdue due to a long refund time, which will affect your personal credit. Spring is enough to sit in the north: Credit cards must be repaid in full and in a timely manner. Cardholders must repay credit cards based on their own repayment ability. Do not spend excessively in advance to avoid being unable to repay in time, causing the credit card to be overdue and incurring interest, late payment fees, and even personal consequences. Credit history. There are no points for paying the down payment of a house with a credit card. Credit card points cannot be accumulated for this type of consumption transaction. Real estate POS machines generally use UnionPay channels, so only UnionPay cards can be used, and single-currency cards cannot be used.

Reference: Sogou Encyclopedia entry credit card_