Posting time limit for credit card renewal of China Bank:
China Bank credit card is sent by express mail. Generally speaking, it takes 3 working days to make a card, and the mailing time is about 3-5 working days from the date of sending the card. If you haven't received your card for a long time, please call the customer service hotline of China Bank at 4006695566.
The above contents are for your reference. Please refer to the actual business regulations.
How long does it take to change the credit card?
When the credit card expires, the new card will usually be sent 1~2 months before the old card expires, and it will take about a week to receive it after it is sent. How long it takes depends on the time when the bank issues the card.
How many days is the credit card valid?
It usually takes about 20-40 days to apply for a credit card, and it takes about 7- 15 days to submit the application materials by means of credit investigation, review, selection, business card printing and registered surface mail. After 10 working day (except holidays), you can log on to the bank website-credit card-application progress inquiry-ID number-or call the bank credit card customer service for consultation.
But the application cycle of each bank is different. Everbright Bank can get the card when it applies for a credit card. Of course, this is special and an exception. Credit card applications from other banks generally take about 20-40 days.
Extended data:
Credit card processing method:
1, bank branch counter
Going to a bank outlet is the most traditional and oldest way to apply for a credit card. The advantages are: you can fill in detailed information and avoid a series of subsequent troubles; At the same time, you can also consult the bank staff on the spot if you have any questions.
However, its shortcomings are also obvious, because the application materials filled out by customers need to be transferred from bank outlets to credit card centers for review, so the approval speed is slow; Secondly, we should queue up at bank outlets, especially the big banks that are overcrowded. It is common to queue for half an hour or more.
2. Mobile booths
This is also an ancient credit card processing method, which is more common in subway stations, large business districts (business districts) and other places where people are concentrated.
However, the biggest advantage of handling credit cards at mobile stalls is that you can get all kinds of gifts, from thermos cups and charging treasures to suitcases, most of which are very practical and of high value.
3. Online banking
This is the mainstream credit card application method at present, and it is very convenient and quick to apply just by inputting all kinds of information according to the prompts on the relevant pages of official website Bank. Because the input data will be uploaded to the bank credit card center soon, the approval speed is faster. Generally, it takes 5- 10 working days to check whether the approval is passed, and some banks will get the results in about 3 working days.
Of course, the online banking application of credit cards also has disadvantages, that is, the credit cards issued in this way cannot be activated by telephone and network. In other words, after you get the credit card, you still have to bring the card and valid documents to the nearest issuing bank for face-to-face signing.
4. Mobile phone terminal
I believe many people are familiar with Sesame Credit Score or JD.COM Xiaobai Credit Card. Generally speaking, sesame credit score is higher than 700, and Xiaobai credit score is higher than 90. Download Alipay and JD Finance App. After successful login, you can check your credit score, and then find the relevant credit card application page to apply. However, the types of credit cards that can be handled in this way are very limited, and there are generally no more than three types of cards to choose from. Credit cards issued in this way must go to the bank for face-to-face signing before they can be activated.
Step 5 make an appointment at home
Appointment at home is the best way to apply for a credit card. You can make an appointment through the bank official website, App or telephone, and the bank staff will come to the door one-on-one on time. Optional cards are complete, and questions can be answered on the spot. After you get the card, you don't need to go to the bank to sign it. You can activate the card by phone and online.
It is worth mentioning that if you want to apply for a credit card, it is recommended to check the personal credit report first, and accurately optimize the credit in combination with the report, which can effectively improve the pass rate of the card, and you must not blindly handle it, so as not to affect your personal credit because the card is rejected.
This concludes the introduction of changing a credit card in a few days and why it needs to be changed when the credit card expires. I wonder if you have found the information you need?