The Bank of China Youke Installment credit needs to be consumed through a special debit card, and the POS machine that can swipe the card must be a dedicated Youke Installment POS machine of the designated merchant. In this way, many ordinary POS machines cannot Spend by credit card. Known designated merchants include: department stores, supermarkets, building materials and home furnishings, high-star hotels, high-end restaurants and other consumer merchants. Other types of POS machines cannot be used.

1. What is Bank of China Youke Installment

Uke Installment is a credit card installment product launched for high-quality customers, with a limit of up to 300,000, easy borrowing, and maximum relief from repayment pressure. , diversified consumption scenarios, you can spend freely at hundreds of offline POS merchants with a dedicated debit card or credit card.

2. Target applicants for Bank of China Youke installment plan:

As long as you have recent large consumption needs such as decoration, marriage and pregnancy, travel, study abroad, etc., seven people with stable income and good credit standing Category customer groups, you can apply.

3. Advantages of Bank of China Youke Installment

1. Ultra-high installment amount. The installment amount can be up to 500,000 yuan.

2. Super long installment period. The installment period can be up to 60 installments (5 years).

3. Apply for installment quickly. Pure credit, no mortgage, no guarantee, zero interest.

4. Ultra-low handling fees. The application installment amount is 10,000 yuan, and the daily handling fee is as low as 1.09 yuan.

5. Wide range of staging. Daily consumption such as home decoration, furniture, education, travel, beauty, fitness, etc. is unimpeded.

6. Flexible payment in multiple ways. Customers swipe their credit cards to make installments automatically; the bank directly disburses funds to designated accounts; the customers disburse funds to Youke's installment debit card for independent payment.

4. Bank of China Youke Installment Fees

The monthly payment case table is introduced in detail using 100,000 yuan as an example.

In one-year installment, the monthly principal repayment is 8,333 yuan, the monthly repayment fee is 333 yuan, and the total monthly payment amount is 8 yuan.

In 2-year installments, the monthly principal repayment is 4,167 yuan, the monthly repayment fee is 333 yuan, and the total monthly payment amount is 4,500 yuan.

In 3-year installments, the monthly principal repayment is 2,778 yuan, the monthly repayment fee is 333 yuan, and the total monthly payment amount is 3,111 yuan.