If you don’t know the annual fee standard for Everbright Bank’s credit card, you will suffer a big loss

The charging standard for credit card annual fee is the information that cardholders need to pay most attention to when choosing to apply for a credit card. If If you ignore it, it is easy to miss the opportunity for annual fee reduction. Friends who want to apply for a Everbright Bank credit card may wish to take a look at what the annual fee standards for Everbright Bank credit cards are and how to reduce the annual fee.

1. Annual fee standards for Everbright Bank credit cards

1. Annual fee for regular cards: 80 yuan/year for the main card and 40 yuan/year for the supplementary card;

2. Annual fee for gold card: 200 yuan/year for main card and 80 yuan/year for supplementary card;

3. Annual fee for titanium card: 300 yuan/year for main card and 300 yuan/year for supplementary card;

4. Platinum card annual fee: 2,000 yuan/year for the main card, 1,000 yuan/year for the supplementary card;

5. Diamond card (premium card) annual fee: 2,500 yuan for the main card Yuan/year, supplementary card 1,500 Yuan/year;

6. Unlimited card annual fee: main card 5,000 Yuan/year, supplementary card 2,500 Yuan/year;

7. UnionPay Golf The annual fee for gold card, Ruyi Sanbao Credit Card, Fu Credit Card, Fu Credit Card Gold Card, and green zero-carbon credit card: 200 yuan/year for each set;

8. Football card annual fee: 150 yuan/year for each set;

9. DIY card annual fee: 80 yuan/year per card;

10. Regional characteristic co-branded card platinum card annual fee: 50,000-100,000 yuan/year, 680 yuan/year; For a quota of 100,000-300,000 yuan, 1,600 yuan/year; for a quota of 300,000-500,000 yuan, 2,600 yuan/year; for a quota above 500,000 yuan, 3,500 yuan/year;

11. Annual fee for corporate card: 2,000 yuan/year .

2. China Everbright Bank Credit Card Annual Fee Waiver and Discount

1. Major banks’ credit card regular and gold cards are exempt from annual fees in the first year. From now on, as long as the card is swiped three times each year, the annual fee will be waived for the next year. The annual fee for each year is waived for both large and small cards as long as you swipe the big card three times for the football card set and the fortune card set.

2. Starting from March 1, 2014, all cardholders who successfully apply and are approved can have their first-year annual fee waived. For platinum credit cards applied for on March 1, 2014, the annual fee for the following year can be reduced if the cardholder spends RMB 50,000 or more on any one bill within the year; for platinum credit cards applied after March 1, 2014, the main cardholder can If you swipe your card 12 times in one bill year, you can get a reduction in the annual fee for the next year or use 60,000 credit card points to redeem it.

Is there an annual fee for Everbright Credit Card?

Ebright Bank’s credit card will charge an annual fee. Generally, the annual fee is divided according to the credit card level, which are:

1. Regular card: the annual fee is 80 yuan/year;

2. Gold card, the annual fee is 200 yuan/year;

3. Platinum card, the annual fee is 2,000 yuan/year Year.

In addition, the annual fee for an additional credit card is generally half of the annual fee for the main card.

China Everbright Bank (CHINAEVERBRIGHTBANK, Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the State Council and approved by the People's Bank of China. It is headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 2010 and on the Hong Kong Stock Exchange in December 2013.

The logo design of China Everbright Bank Private Bank is mainly composed of diamond graphics that shine with gorgeous luster, which means that the product value and service quality are as solid and outstanding as diamonds; the purple light of diamonds symbolizes that the private bank is a high-end customer Providing top-notch, customized services presents a sense of value and respect.

The diamond pattern is composed of the initial letters E and B of the English word "Everbright". On the one hand, it strengthens the association with the parent brand of Everbright and forms a parent-child brand association; on the other hand, it interprets the continuation of Everbright as always. The essence of sunshine quality service. The bow tie shape in the diamond pattern expresses the provision of top-notch supreme service experience to customers and embodies butler-style private banking services.

China Everbright Group manages domestic and overseas business through China Everbright (Group) Corporation (Beijing) and China Everbright Group Co., Ltd. (Hong Kong). The highest decision-making body is the group's board of directors, which is authorized by the state to operate and manage the state-owned assets invested by the state into the group. The Group Party Committee plays a core political role in the Group. The group's supervisory board is appointed by the State Council.

[9]

China Everbright Group (China Everbright Group, referred to as Everbright Group) is a state-owned enterprise managed by the central government of China. It was founded in Hong Kong in May 1983. The State Council's Guofa [1983] No. 89 approved the Articles of Association of Everbright Group. Clarification: Everbright Group is a ministerial-level company directly under the State Council. The group is now a very large state-owned enterprise group that mainly operates banking, securities, insurance, investment management and other financial businesses.

The group has 6 wholly-owned enterprises, 2 holding companies, 7 joint-stock companies and 1 joint venture in China, including China Everbright Bank, Everbright Securities Co., Ltd., Everbright Sun Life Insurance Company and Financial institutions and enterprises such as China Everbright Investment Management Company. In Hong Kong, it owns two listed companies, Everbright Holdings and Everbright International, 37 wholly-owned companies, and 12 joint ventures and associated companies.

Is there an annual fee for Everbright Credit Card?

There is an annual fee, but the annual fee can be reduced if conditions are met.

1. Annual fee standards for Everbright Bank credit cards:

Personal general card: 80 yuan/year; supplementary card: 40 yuan/year:

Personal gold card principal card: 200 yuan/year; supplementary card: 80 yuan/year:

Organization principal card: 2,000 yuan/year:

2. Annual fee for Everbright Bank credit cards is waived Policy

The annual fee for Everbright Credit Card is waived in the first year. After that, you only need to swipe the card three times each year to be exempted from the annual fee for the next year. For football card set and Fucard set, you only need to swipe three times for big cards. The annual fee is waived. In addition, online transactions also count the number of purchases.

Everbright Credit Card:

The benefits of Everbright Credit Card itself are quite cost-effective. China Everbright Bank's credit card business is an industry leader among domestic banks. Everbright's credit cards are not only efficient in card application and issuance, but their benefits are also first-rate. China Everbright Bank's standard credit card is divided into two types: regular card and gold card. The issuance limit of the regular card is generally around 5,000, while the initial limit of the gold card can reach between 13,000-15,000. Regular card limit: 3000-10000; Gold card limit: 10000-50000; Platinum card limit: 50000-300000.

No annual fee will be charged for the China Everbright Bank Credit Card in the first year of applying for the credit card. Starting from the second year, as long as you swipe the card three or more times, the annual fee will be waived. Other banks require cardholders to make more than six purchases. Everbright Bank has always been loved by many consumers, and it has launched many preferential activities, including various point redemptions and cash rebates.

Benefits of Everbright Credit Card:

1. Password consumption is safe and reliable;

2. Repay customers with endless excitement;

3. One card with dual currencies, universally accepted;

4. RMB settlement by card swiping overseas;

5. Foreign currency consumption overseas, repayment in RMB domestically;

6. Domestic payment Easily withdraw cash overseas;

7. Multiple repayment methods;

8. Spend first, repay later;

9. Interest-free repayment period ;

10. No guarantor and no deposit required;

11. Temporary credit limit increase;

12. Zero risk of loss reporting.

The disadvantage of Everbright Credit Card is that it is difficult to increase the limit. The general limit of Everbright Credit Card is around 10,000, but the upper limit of 50,000 is more difficult. Although China Everbright Bank has the shortest limit adjustment period among all banks, it has adjusted it very low.

The Everbright Bank Credit Card Center was founded in July 2003 and was officially established at the end of 2003. It is directly affiliated to the China Everbright Bank Head Office and serves as a national joint-stock commercial bank within the framework of state-owned holdings and international financial organizations’ participation. The credit card center for consumers.

Sunshine Credit Card provides a variety of repayment methods for you to choose from: branch counters, automated teller machines (ATM), self-service deposit machines (CRS), multimedia self-service inquiry machines, sunshine card automatic transfers, inter-bank transfers/remittances, Online banking repayment and telephone foreign exchange purchase and repayment make your credit card transactions more worry-free.

What is the annual fee for Everbright Bank Credit Card?

General card main card: 80 yuan/year/card, supplementary card, 40 yuan/year/card

Gold card main card: 200 yuan/year/card, supplementary card, 80 yuan/year/card

Standard Platinum Card main card: 2,000 yuan/year/card, supplementary card, 1,000 yuan/year/card

Excellent Platinum Card: main card, 3,600 Yuan/year/card, supplementary card, 1,800 yuan/year/card

Extended information:

Everbright Bank credit card levels: regular card, gold card, titanium card and elite platinum card The annual product fee collection rules are as follows:

1. First-year annual fee: The first-year annual fee will be waived if the card is approved successfully.

2. The annual fee for the next year: Within one year after the card verification is successful, if the regular card or gold card has been consumed 3 times or the cumulative amount reaches 2,000 yuan, the annual fee for the next year will be waived. If you spend 6 times with Gold Card or Elite Platinum Card, the annual fee for the following year will be waived.

3. The next year refers to the second year after the card is approved and thereafter, and one year refers to the twelve billing months before the annual fee calculation date in the following year.

4. No annual fee will be charged if the card is not activated.

5. Customers of BDUCK Little Yellow Duck Credit Card and our Bare Bear Credit Card who applied before September 2018 do not enjoy the annual fee exemption during the validity period of the card. The annual fee is 200 yuan/year/card.