Is there any handling fee for transferring 10,000 yuan from a postal savings card to a rural credit cooperative bank card?

A handling fee is required. Because it is an inter-bank transfer, a corresponding service fee needs to be charged. The specific charging standards are as follows:

1. Same place and different bank: 2 yuan per transaction; < /p>

2. Transfer fee between different places and different banks: 0.5% of the transaction amount (minimum 2 yuan, maximum 50 yuan);

3. Transfer fee between different places and banks: 2 yuan per transaction amount 1%;

4. A handling fee of 0.2%-0.5% is charged for withdrawals from counters in other places. For deposits less than 1 yuan, a deposit/withdrawal fee of 1 yuan will be charged, with a maximum handling fee of 20-50 yuan;

As a bank-like financial institution, rural credit cooperatives have their own characteristics, which are mainly reflected in:

1. Farmers and other individuals in rural areas are jointly formed to raise funds to assist each other. As a cooperative financial organization with the main purpose, its business operations are managed and operated by members designated by members on the basis of democratic elections, and are responsible to the members. Its highest authority is the Members' Congress, and the executive body responsible for the management of specific affairs and business operations is the Board of Directors.

2. The main source of funds is the share capital paid by cooperative members, the retained provident fund and the deposits absorbed; loans are mainly used to meet the financial needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the development of the economy, the lending channels were gradually expanded, and they were no different from commercial bank loans.

3. Since the business targets are cooperative members, the business procedures are simple and flexible. The main tasks of rural credit cooperatives are: in accordance with the provisions of national laws and financial policies, organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and combat

Is there any handling fee for transferring money from rural credit cooperatives’ mobile banking to ICBC bank cards?

Currently, there is no handling fee for rural credit cooperatives’ mobile banking transfers.

The transfer fees through other channels are as follows:

1. The current inter-bank transfer fee at the Agricultural Bank of China counter:

① Each transaction is less than 2,000 yuan (including 2,000 yuan) , each transaction charges 2 yuan;

②02,000-05,000 yuan (including 5,000 yuan), each transaction charges 5 yuan;

③05,000-10,000 yuan (Including 10,000 yuan), each transaction is charged 10 yuan;

④10,000-50,000 yuan (including 50,000 yuan), each transaction is charged 15 yuan;

⑤More than 50,000 yuan , each transaction is charged at 0.03% of the remittance amount, up to a maximum of 50 yuan.

2. Personal online banking version 6.7.0 inter-bank transfers and remittances of less than 5,000 yuan (including 5,000 yuan) are free of charge. For transfers above 5,000 yuan (not included), the handling fee will be charged at a 40% discount according to the standard at the counter. Please refer to:

Transfers below 5,000 yuan (including 5,000 yuan) are free of charge

5000-10,000 (including 1 Ten thousand yuan), each transaction is charged 4 yuan;

10,000-50,000 (including 50,000 yuan), each transaction is charged 6 yuan;

Over 50,000 yuan, each transaction is charged according to the remittance amount 0.012% is charged, with a maximum of no more than 20 yuan.

The calculation base for handling fees is the actual transfer amount, not the calculation base after deducting 5,000 yuan.

Rural Credit Cooperatives:

Refers to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members as shareholders, practicing democratic management, and mainly providing financial services to members. Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law.

Their property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy.

In accordance with the provisions of national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on them. Rural Credit Cooperatives are divided into the following departments, Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, Zhengtong Rural Credit Cooperative Training School, Rural Credit Cooperative Credit Department, etc. It is a department currently under the dual leadership of the China Banking Regulatory Commission and the State Council.

Characteristics of rural credit cooperatives:

1. A cooperative financial organization formed by farmers and other individuals in rural areas to raise funds and with mutual assistance as its main purpose. Its business operations are based on democratic elections. It shall be managed and operated by persons designated by the members and shall be responsible to the members. Its highest authority is the Members' Congress, and the executive body responsible for the management of specific affairs and business operations is the Board of Directors.

2. The main source of funds is the share capital paid by cooperative members, the retained provident fund and the deposits absorbed; loans are mainly used to meet the financial needs of its members. At first, it mainly issued short-term production and living loans and consumer loans. Later, with the development of the economy, the lending channels were gradually expanded, and they were no different from commercial bank loans.

3. Since the business targets are cooperative members, the business procedures are simple and flexible. The main tasks of rural credit cooperatives are: to organize and regulate rural funds in accordance with the provisions of national laws and financial policies, to support agricultural production and comprehensive rural development, to support various forms of cooperative economy and member family economy, and to restrict and combat.

How much handling fee does a rural credit cooperative charge for inter-bank transfers?

1. Same place and different bank: 2 yuan per transaction

2. Different place transfer fee: Transaction 0.5% of the amount (minimum 2 yuan, maximum 50 yuan)

3. Transfer fee between different places and banks: 1% of the amount of each transaction of 2 yuan.

4. A handling fee of 0.2%-0.5% will be charged for withdrawals from counters in other places. If the amount is less than 1 yuan, a deposit/withdrawal fee of 1 yuan will be charged, with a maximum handling fee of 20-50 yuan.

Rural credit inter-bank transfers charge handling fees according to the length of time:

1. Choose fast arrival, usually real-time arrival, with a delay of no more than 2 hours;

2. Since inter-bank transactions need to be conducted through the counters of both banks, it usually takes one to three working days to arrive;

3. If the transfer is on Friday night, the earliest arrival will be next Monday, and the final The transfer will arrive as late as Wednesday;

4. Transfers before 3 pm from Monday to Friday can basically arrive at the other party's bank on the same day, but whether the other party's bank deposits it in time determines the actual arrival time.

ATM machine transfer (inter-bank transfer fee: intra-city inter-bank transfer, less than 10,000 yuan: 3 yuan; 10,000 yuan to 50,000 yuan: 5 yuan; long-distance inter-bank transfer: 1% of the transfer amount (minimum 5 yuan/transaction, up to 50 yuan/transaction))

Counter transfer (inter-bank transfer fee: intra-city inter-bank transfer, less than 10,000 yuan: 3 yuan; 10,000 yuan to 50,000 yuan: 5 yuan; Long-distance inter-bank transfer: 1% of the transfer amount (minimum 5 yuan/transfer, maximum 50 yuan/transfer)

Transfer methods:

There are many ways to settle transfers, which can be mainly divided into There are two categories: intra-city settlement and remote settlement.

Intra-city settlement includes check settlement, payment letter settlement, intra-city collection and commitment settlement, collection without commitment settlement and limit check settlement, etc.; remote settlement includes remote location. Collection and commitment settlement, off-site entrusted collection settlement, exchange settlement, letter of credit settlement and limit settlement, etc.

Processing principles:

Transfer settlement at the bank and transfer settlement at the bank. The unit should abide by the principles of clearing both money and goods, safeguarding the legitimate rights and interests of both payers and payers, and not allowing banks to make advances. In addition, the relevant national regulations regarding transfer settlement should be followed:

Scope of application. p>

As a method of bank settlement, transfer settlement can be carried out in a wide range of applications within the same city and in different places, between unit accounts and unit accounts, between unit accounts and personal accounts, and between personal accounts and personal accounts. .

Delayed arrival:

On the morning of September 23, 2016, six departments jointly issued the "Notice on Preventing and Combating Telecommunications Cybercrime". According to the "Notice", since 2016 Starting from December 1, 2020, if an individual transfers money to a non-named account through a bank self-service teller machine, the funds will arrive within 24 hours.

Are there any fees for Agricultural Bank of China credit card transfers?

Activity 1 to waive overdraft transfer fees for credit cards through online banking and mobile banking channels. Activity content: Temporarily waive overdraft transfer fees for credit cards through online banking and mobile banking channels. 2. Applicable card types: Jinsui credit card (excluding quasi-loans) Credit card) 3. Discount time limit: 2018.1.14-2018.12.31 4. Fee type: Credit card overdraft transfer fee 5. Free channels: Agricultural Bank of China online banking and mobile banking.

Starting from January 1, 2019, Agricultural Bank of China will resume charging for credit card overdraft transfers through electronic channels. The charging standard is 1% of the transaction amount per transaction, with a minimum of 1 yuan per transaction and a maximum of 100 yuan per transaction. The overdraft transfer amount does not enjoy the interest-free repayment period, and interest will be charged on the overdraft amount from the bank accounting date.

That’s it for the introduction of rural credit card transfer fees.